Settings

Rates & non-agency terms

Quick Sizer agency defaults

Used when sizing from the Quick Sizer tab.

Max LTV %Min DSCR

Amortization

Loan term yrsIO yrs>= term = full IO

Default rate source

Index %auto from liveSpread (bps)over index · = 1.65%

Yield Maintenance defaults

Used to pre-fill the YM calculator. Agency standard = 0 bps spread, 1% floor.

Reinvestment rate source

Spread (bps)agency 0 · = 0.00%Floor %agency 1%

Agency rates

LTV, DSCR, amort, and IO/term live on the Inputs page.

Fannie Mae SBL

Rate source

Rate %Spread (bps)Idx 4.25% · = 2.00%

Freddie Mac SBL

Rate source

Rate %Spread (bps)Idx 4.25% · = 1.85%

Life Company

Sizes on LTV + Debt Yield

LTV Acq %LTV Refi %Min DY %

Loan term yrsIO yrs>= term = full IOAmort yrs0 = IO

Rate source

Rate %Spread (bps)= 1.70%$/unit cap (k)0 = none

Min int (mo)Repay fee %

Debt Fund

Sizes on LTV + Debt Yield

LTV Acq %LTV Refi %Min DY %

Loan term yrsIO yrs>= term = full IOAmort yrs0 = IO

Rate source

Rate %Spread (bps)= 3.00%$/unit cap (k)0 = none

Min int (mo)Repay fee %

Account

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